Category Archives: Temporary Car Insurance
Various policy packages are available in the auto insurance market. Standard policies are sold for six months or a year but you may need coverage for even shorter period of time. This is possible as well and there are companies that will sell you policies on monthly intervals. This option may be hand for people who only need coverage for a short period of time.
You may have plans to take a car to a destination and sell it or give it to someone. You may several reasons why you think you won’t need a policy for six months. Then, you wouldn’t want to spend money for full premium. If you could buy coverage for only a few days or several weeks that would be enough. You would be pleased to know that you can have it the way you want with temporary policies.
These policies may be for shorter term but they will offer everything you need and they will be as good as a typical policy except the shorter arrangements. This could suit many people for variety of reasons. You may be planning to move to a new state and you just bought a car to take it with you. You may just want a policy that will take you there. When you don’t know your new address and many other details and you are going to give up the policy anyway it is understandable that you would want a transition coverage.
You read stories of many travelers who would buy a car when they arrive to the USA. They would drive it several weeks or months and than sell it again to move on. They would want a special policy to cover them for the journeys they will take. This cover would be better than the rental car insurance. Anyway, if you own the vehicle you cannot buy a rental car cover and they would be very expensive. So, temporary policies can be a good in between solution.
You can ask your broker about them or search online. You should be able to find several companies that are willing to offer you a quote. Check several of them and make a choice. You should pay the same attention as you would arranging a permanent policy. It doesn’t matter that you drive a day or a year. You never know when you may end up in an accident.
Some companies may not offer policies explicitly for short term. But they may offer coverage in a way that it can be cancelled when there is no more use for it. This is a good alternative and it may work out cheaper. You should explain the situation to your broker or agent and make sure that you don’t get charged large cancellation fees when you are done with it.
Whatever your needs may be there is probably a product in the insurance market. If not, you can ask a customized one for your needs. It may be that you need to look around a little bit longer until you find what you are looking for and the right price.